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Challenged Credit Experts

Providing Loans for All of Your Needs

Local, fast, friendly & family owned!

Why choose us?

No Waiting Period After Bankruptcy

We Report to Credit Bureaus

Offices in Your Area!

Installment Loans

Reasonable Rates & Terms

Not like internet or payday loans!

Unsecured or Secured Loans

We are currently not accepting new applications

No matter the situation, we come through for our customers.

Universal Lenders really helped me out. Great people with really great customer service! - Jessie
Universal Lenders helped me make the best out of a bankruptcy mess. I'm very thankful for the help they were able to provide. - Rick